Optimum Mortgage has access to a large number of reputable lenders. We shop the interest rates, so you don’t have to! Customer service is our primary concern, and we'll prove it to you. "My expectations of customer service are very high. I treat customers the way I expect to be treated", Neal Lerner, President of Optimum Mortgage Services. We'll take your application over the phone, find the right loan to meet your individual needs, then get it done in a timely manner. Optimum Mortgage can provide any type of mortgage loan, including Conventional (Conforming), Non-Conforming, and Jumbo mortgages, we are also approved to do FHA Loans.