Ideal Home Loans, LLC

BBBbadge
BBBbadge
A+badge
A+badge
5-Year Badge
5-Year Badge
303Consumer Approved
303Consumer Approved
7900 E. Union Avenue, Suite 300, Denver, Colorado 80237, United States
Ideal Home Loans, LLC

Ideal Home Loans, LLC

BBBbadge
BBBbadge
A+badge
A+badge
5-Year Badge
5-Year Badge
303Consumer Approved
303Consumer Approved
7900 E. Union Avenue, Suite 300, Denver, Colorado 80237, United States

About

With over 16 years of experience, Ideal Home Loans makes the mortgage process easier. Whether you’re buying or refinancing, our salaried Lending Specialists will walk you through the entire process, determining which mortgage is right for you.

“Ideal” means perfection, and that’s what we strive for. Ideal Home Loans has been providing comprehensive lending solutions since 2001 and our job is to create a smooth and simple home loan experience that is custom-fit to YOUR individual needs. After all, this process is all about YOU. Let us put your home loan to work for you, instead of you working for your home loan.

As a member of Tom Martino’s Mortgage Expert Team, we think you’ll agree with thousands of prior customers that Ideal Home Loans really is the best mortgage lender in the state of Colorado. 

Features

Refinance Home Loans
Purchase Home Loans
Custom Term Mortgage
Interest Rate Guarantee
Three Week Closing Guarantee
Eliminate Mortgage Insurance
Conventional Home Loans
Jumbo Home Loans
FHA Home Loans
VA Home Loans
Veteran Home Loans
Refinance for Debt Consolidation
First-Time Buyers Home Loans
Fixed Interest Rates
Adjustable Interest Rates
Cash Out for Home Remodels
10 to 30 Year Home Loan Terms
2nd Home Loans
Vacation Home Loans
Full Qualifying & Streamline Refiance

Video

Reviews

Sean
February 22, 2021
Waste Of Time
Wouldn't recommend. Summary: If you want a company that has poor communication (often replying to a morning email sometime around 9PM at night), the loan officers disappear for days without warning and without leaving an alternate contact for assistance, rates move up twice without notification to prospective customer who has filled out application, and then refuses to give you Loan Estimates (which from what I've read is actually illegal) after several requests... what a waste of my time. Forget it.
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January 29, 2020
Not a chance - ever again will I call there guys
My husband heard an ad on the radio by the owner who said they work with people with bad credit and so on and was really impressed. So I called them to talk before the company I had already been in contact with. The guy I spoke with was very.... professional. Not involved at all. Just got what he needed and moved on. They only deal with credit 600 and above. (what happened to bad credit?) But you really need to have a 630. (we were BARELY under 600) By the end of the conversation, he told me we need to rent again until we can get our credit up, but he'd check back in periodically and see what we decided to do. I called the company that I had already been in contact with and they laughed when I told them what he said. Loan is in process. Oh and they are super friendly and have personalities.
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George
April 10, 2018
Job Well Done!
I do want to thank you for the job well done. Right now I am refinancing my other house and the quality of service and follow up they are doing are no match to the excellent service you have provided. Thanks for getting in touch. Regards, George
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Location

7900 E. Union Avenue, Suite 300, Denver, Colorado 80237, United States
Serving all of Colorado
Get directions
Sean
February 22, 2021
Waste Of Time
Wouldn't recommend. Summary: If you want a company that has poor communication (often replying to a morning email sometime around 9PM at night), the loan officers disappear for days without warning and without leaving an alternate contact for assistance, rates move up twice without notification to prospective customer who has filled out application, and then refuses to give you Loan Estimates (which from what I've read is actually illegal) after several requests... what a waste of my time. Forget it.
Did you find this review helpful?
January 29, 2020
Not a chance - ever again will I call there guys
My husband heard an ad on the radio by the owner who said they work with people with bad credit and so on and was really impressed. So I called them to talk before the company I had already been in contact with. The guy I spoke with was very.... professional. Not involved at all. Just got what he needed and moved on. They only deal with credit 600 and above. (what happened to bad credit?) But you really need to have a 630. (we were BARELY under 600) By the end of the conversation, he told me we need to rent again until we can get our credit up, but he'd check back in periodically and see what we decided to do. I called the company that I had already been in contact with and they laughed when I told them what he said. Loan is in process. Oh and they are super friendly and have personalities.
Did you find this review helpful?
George
April 10, 2018
Job Well Done!
I do want to thank you for the job well done. Right now I am refinancing my other house and the quality of service and follow up they are doing are no match to the excellent service you have provided. Thanks for getting in touch. Regards, George
Did you find this review helpful?
Janet
April 10, 2018
review 1851
Kiress, I can't say enough good things about your team. I was extremely impressed with the service I received. Job well done! I would definitely recommend you, Joel, Diane, and Ideal Home Loans to anyone I know looking for a mortgage loan. Thanks again, all of your work was greatly appreciated.
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Chip
April 10, 2018
review 1850
Hi Joel, I know I still have to get through the closing tomorrow, but wanted to let you know how much I appreciated your help throughout this process. I know that at times with my schedule and missed calls and emails you probably wanted to pull your hair out dealing with me. You were always very understanding, professional and courteous. You put my mind at ease throughout the whole time we worked together. I feel that I got to know you as a person (even though you are a Cubs fan). Hopefully your daughter doesn't get to attached to Boulder, remember I am a CSU Rammie! Ideal Home Loans has a great ambassador to their company with you. I will continue to prospect for you here in Northern Colorado, and give people interested in new loans your number.
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Janet
April 10, 2018
Very Impressed
I can't say enough good things about your team. I was extremely impressed with the service I received. Job well done! I would definitely recommend you, Joel, Diane, and Ideal Home Loans to anyone I know looking for a mortgage loan. Thanks again, all of your work was greatly appreciated. Thank You, Janet
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Elizabeth
April 10, 2018
Excellent Service
I refinanced my mortgage with Ideal Home Loans. Just like previous comments, I too am very impressed with the service and professionalism of the company and their employees. I really appreciate all the effort by Matthew Kim. I will definitely recommend this company to my friends (I already have) and if I get the chance I will use their services in the future.
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Mike G
April 10, 2018
Great service!
I refinanced my house with Ideal Home Loans and was impressed with service and professionalism (personal thanks to Phill). My questions and concerns were addressed immediately, I received a great rate, and it took very little time to close on my new loan. I definitely recommend Ideal Home Loans!
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kelly diorio
April 10, 2018
Trustworthy
Ryan at Ideal Home Loans knows what 'customer service' means! Due to past real estate experiences, my Dad and I were both SKEPTICAL at first about Ideal following through. There are so many scams out there! But they refinanced my Dad's home at a spectacular rate. Dropped his mtg payment over $300/mo. No out of pocket expense except appraisal. They even closed the loan on the day/time we wanted and came to my Dad's home! All the numbers were consistent from the Good Faith Estimate to Settlement! They make the loan process so easy. We aren't exactly easy-to-please customers and we expected it to be a nightmare! It was a giant blessing for my Dad. Thank you RYAN!
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Theresa
April 10, 2018
review 1845
Hello Brent, Joel went way above and beyond his call of duty to help me get my home refinanced. Bank of the West denied my subordination and also denied the appeal. It was Joel's persistence and encouragement that made me pursue writing e-mails, calling the bank, calling my current mortgage holder, talking with every customer service rep, and finally speaking directly to the Senior Vice President of Finance to get my subordination approved. I was so discouraged after the appeal was denied, but he followed up on a regular basis never letting me give up. Now I am in a 30 year fixed loan and can breathe about staying in my home. Joel is passionate about his work and about helping his customers. I will be referring Ideal Home Loans to anyone needing your services, but mostly I will be referring them to Joel.
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